ABOUT OVERBERG WEALTH AND RISK MANAGEMENT

Drawing on the strength, size and business expertise of our shareholders, Overberg Wealth and Risk Management was launched in March 2017. With offices across South Africa, we are a financial services provider with a national footprint. We take pride in delivering unique and cost effective financial solutions to individuals and niche business markets, namely agriculture, commerce, industry and heavy commercial vehicles (HCV).

Our success as a brokerage is due to years of experience in the financial service sector, as well as being in touch with our clients and understanding the environments in which they operate. Our highly trained team is loyal, honest and hard working; service excellence is a core component of our corporate culture and we willingly go the extra mile for our clients.

Our vision is to be your business partner of choice. We offer the convenience of a ‘one-stop-shop’, where you can be assured of the best possible financial and risk management advice for your personal and business needs. By serving our clients, we achieve financial sustainability and growth, which not only benefits our clients, but also our shareholders and employees.

 

View our privacy statement:

PRIVACY NOTICE

Last revised: 3 August 2023

 

  1. Introduction

Overberg Wealth and Risk Management (pty) Ltd, Reg. No. 2015/364585/07, and all its subsidiaries (“We” / “Our”/ “Us”) respect and protect your right to privacy. Our Privacy Notice (“Notice”) applies to everyone (both natural and juristic) whose personal information We collect. This includes Our employees, consumers and customers, vendors, contractors, service providers and other third parties.

This Notice explains how We use, collect, obtain, receive, retain and disclose your personal information via our access control mechanisms, electronic communication facilities and resources, including website, email and social media platforms, in accordance with the requirements of the Protection of Personal Information Act, No. 4 of 2013 (“POPIA”).

We receive, provide and process personal information on an ongoing basis.

 

  1. Application

The Notice applies to Us and Data Subject(s) (i.e., the person to whom the personal information relates, including natural and juristic persons) who have access to Our electronic and information technology platforms and facilities.

According to POPIA, “personal information” means information relating to an identifiable, living, natural person and, where applicable, an identifiable, existing juristic person.

By using this Website and/or contacting Us in any way, you agree that We may use your personal information as described in this Notice. Please note this Notice may be supplemented or amended from time to time.

 

2.1 The personal information we collect

We only collect personal information that is specifically and voluntarily provided. We may also store and maintain any content that you provide. The type of personal information We collect will depend on what We intend to do with the personal information, which will always relate to a function or activity performed by Us.

This Website collects standard internet log information, including your IP address, browser type and language, access times, and referring website addresses. To ensure that this Website is well managed and to facilitate improved navigation, We or Our service providers may also use cookies (small text files stored in a user’s browser) or Web beacons (electronic images that allow this Website to count visitors who have accessed a particular page and to access certain cookies) to collect aggregate data. Additional information on how We use cookies and other tracking technologies and how you can control these can be found in Our cookie notice.

 

2.2 How We use your personal information

The personal information We collect will be used for the purpose it is collected. However, your personal information may also be used for related legitimate business purposes, including to customise and improve this Website, research purposes and other related services offered to you. In addition, to that, where necessary, personal information will be retained for legal, research and governance purposes.

Purposes for Us to collect and retain personal information:

  • To conclude a contract with you;
  • To confirm and verify your identity or the juristic entity you represent or to verify that you are an authorised user of this Website etc.;
  • For security purposes;
  • For the detection and prevention of fraud, crime, money laundering, terrorism financing, proliferation financing or other malpractice;
  • To ensure compliance with mandated legislation requirements;
  • For audit and record keeping purposes;
  • In connection with legal proceedings;
  • To communicate and manage our relationship with you; and
  • To manage security and access control to Our email and social media platforms, buildings and facilities.

 

2.3 Disclosure of personal information

We may disclose your personal information to Our service providers, who deliver products or services to you and Our business. We have agreements in place regarding their compliance with privacy requirements as required by POPIA.

We may also disclose your personal information:

  • where We have a duty or a right to disclose it in terms of law, industry codes or regulatory authority; and / or
  • where We believe it is necessary to protect Our rights.

By providing information, including personal information, to Us through, inter alia, this Website or by direct contact with Us, you consent to the disclosures described above.

 

2.4 Information Security

We have in place reasonable commercial standards of technology and operational security to protect all personal information you and visitors provide via this Website from unauthorised access, disclosure, use, alteration, or destruction.

We will continuously review Our security controls and related processes to ensure your personal information remains secure.

When We contract with third parties, We impose reasonable and appropriate security, privacy and confidentiality obligations on them to ensure that all Personal Information that We are responsible for is kept secure in accordance with the provisions of POPIA.

Data Subjects will be informed of any breaches in accordance with POPIA.

 

2.5 Access to, correction or deletion of your personal information

Every person (Data Subject) has the right to access their own personal information held by Us and to ensure that the information is correct, up to date and accurate. Each Data Subject is responsible for keeping their personal information up to date and accurate. Please note, depending on the nature of the personal information, We may not always be able to delete your personal information as requested. In all cases, We will treat requests to access personal information or change to personal information in accordance with applicable legal requirements.

Data Subjects who would like to request access to their information, update their details, or unsubscribe from communications should contact Our Information Officer by using the contact information below. Whereafter the information Officer shall provide the Data Subject with the correct form as contained in the PAIA Manual for the Data Subjects completion.

 

  1. PAIA Manual

The Promotion of Access to Information Act, No 2 of 2000 (PAIA), requires all public and private bodies in South Africa to have a PAIA Manual in accordance with the provisions of section 14 (public bodies) or 51 (private bodies). Essentially, the PAIA Manual explains how people can access the records held by the body.

The Company’s PAIA Manual (“Manual”) can be found on the Company’s Website, or a copy can be requested from the Company‘s Information Officer. The Manual sets out the process for requesting personal information, any costs that will be charged, what personal information is available, copies of the forms to be completed and much more.

 

  1. Privacy Complaints

If you have any questions regarding this Notice or if you feel We are not dealing with your personal information fairly and lawfully, you may complain to the Information Regulator at:

Address:

JD House, 27 Stiemens Street, Braamfontein, Johannesburg, 2001,

P O Box 31533, Braamfontein, Johannesburg, 2017 or

Email: complaints.IR@justice.gov.za

However, please first allow Us an opportunity to resolve any complaint by contacting Our Information Officer at the details below. The Information Officer shall provide you with the necessary form for completion. In the complaint form you must please briefly describe what happened, when it happened and what personal information was affected.

Information Officer: Overberg Wealth and Risk Management (Pty) Ltd

Name: Abri Dickason

Physical Address: 11 Donkin Street, Caledon, 7230

Postal Address: PO Box 50, Caledon, 7230

Tel: (028) 214 3800

Email: info@overbergwrm.co.za

 

  1. Changes to Our Privacy Notice (i.e., this Notice)

We may modify or amend this Notice from time to time at Our discretion. When We make changes to this Notice, We will amend the revision date at the top of this page, and such modified or amended Privacy Notice shall be effective to you and your personal information as of that revision date. We encourage you to periodically review this Notice to be informed about how We are protecting your personal information.

 

  1. Children’s privacy protection

We understand the importance of protecting children’s privacy in the interactive online world. This Website is not designed for or intentionally targeted at children 18 years of age or younger. It is not Our policy to intentionally collect or maintain personal information about anyone under the age of 18 years.

 

Click to download our Privacy Statement

Management

Our company is led by a strong management team, which has solid experience in the financial services industry and in meeting clients’ financial needs.

Michael van Breda
Managing Director
T: 028 424 1120
C: 082 887 2373
E: michael@overbergwrm.co.za

Johan Olivier
Manager: Long-term Insurance & Compliance
T: 041 373 6914
E: johan.olivier@overbergwrm.co.za
Jamine van Niekerk
Accountant
T: 028 214 3800
E: jamine.vniekerk@overbergwrm.co.za

Willem Bantjes
Manager: Short-term Insurance
T: 043 707 1779
C: 083 461 9272
E: Willem.Bantjes@overbergwrm.co.za

Irna Barnardo
Manager Administration
T: 028 214 3800
E: irna.barnardo@overbergwrm.co.za

Our shareholders

The Kempston Group and Overberg Agri Bedrywe (Pty) Ltd are shareholders of Overberg Wealth and Risk Management.

The Kempston Group is a diverse, privately owned group with a wide range of service offerings. Some of its service offerings include truck hire, car rental, vehicle leasing, logistics, forklift sales and rental, recruitment, driver training, truck stops, fuels, cleaning services, agricultural equipment and a vast network of automotive dealerships.

Overberg Agri Bedrywe (Pty) Ltd is an agricultural company that primarily earns its revenue from agriculture. As part of its diversification strategy it has investments in the mining, meat, agricultural packaging, irrigation and fastener industries.

Click to find out more about our shareholders:

  

Community involvement

We are committed to assisting the communities in which we operate and provide support to the agricultural industry.

Bredasdorp: 7’s rugby

Port Elizabeth: 7’s rugby

Cape Town

Ashton

Oudtshoorn: Vaardigheidskool

East London: Rhino Run

Caledon

Our compliance philosophy

Our compliance philosophy is to rethink the way in which we operate, taking into consideration our mission, vision and values, which are built into the day-to-day operations of our organisation.

Our core values are based on:

  • Building exceptional relationships and providing outstanding services;
  • Recruiting and maintaining a highly qualified team with a sound knowledge and understanding of the markets and industries in which we operate;
  • Ensuring our interactions with partners, employees and the market, are based on sincerity, loyalty, honesty and integrity;
  • Striving to build sound long term one-on-one relationships with our brokers, partners, clients and associates; and
  • Our continuous commitment to treating our customers fairly.

Our compliance philosophy incorporates the guidelines and standards issued by the Compliance Institute of Southern Africa (‘CISA’), as well as the regulatory guidelines and notices as issued by the relevant Regulatory Authorities.

What clients say about us

We have received many comments from happy clients. Here is some of their feedback:

Read our client testimonials...
We are satisfied, thank you! Thank you for all your assistance and follow ups done constantly throughout this time. We appreciate your professionalism and support.
Mark & Chantalle 

Please accept my sincerest thanks and gratitude for the support you have provided with both my accidents. Your kindness and help during this ordeal made the situation and process easier and stress free. You are very honest, trusting and informative, which I hold in great respect. I would be sure to recommend you and your company should I meet someone who requires insurance. I believe your kindness will improve lots of people’s lives, especially when the situation is most uncomfortable and hardest to handle. I wish you well for the future.
Preshonthi Naidoo

Baie dankie vir jou hulp hiermee. Jou diens was ongelooflik.
Johann Brink

Thank you so much for all your help!! You have been fantastic!
Michelle 

Baie dankie julle – ek wens dit was die vlak van versekeringsdiens wat ek ook elders kon geniet!
Paul Swart

You are a star! Thank you again for your excellent service.
Neels Steyn

Baie dankie!  Dyn sê dat alles 100% is. Dankie vir jou moeite!
Mariska Laas

Thank you so much, you are a great broker!! Really appreciate your help and effort with my claim!!! It has been completely hassle free!
Marisa Jacobs 

Dankie… puik diens soos altyd!!
Hendrie Cillie

Thanks for your excellent service!
Ceren Anderson

Baie dankie vir al jou vriendelikheid en hulp met die hantering en afhandeling van die eis – ons waardeer dit opreg. Dit was werklik ‘n traumatiese ervaring en iets wat ek vir niemand toewens nie. Danksy mense soos jy, Harriet, Helena en Heirich van Santam wat bygedra het om die eis te bespoedig, is ons darem na twee weke terug na normaal. Dankie vir die e-pos adresse van Hein en Helena – ek wil graag my tevredenheid uitspreek met die puik diens wat ek ontvang het.
Etienne Jooste

Thank you so, so much for all your help and advice. You really handled everything very professionally throughout the year.
Chris Milias

Jy is die beste!!!!!! Baie dankie!!!!!
Latetia Griebenow

Dankie! Jul diens is uitstekend.
Mareló Payne

Baie dankie vir u uiters goeie diens.
Jacques van den Berg

Baie dankie dat jy die probleem so gou en professioneel opgelos het. Ek stel dit op prys.
Marius Nel

Dankie vir jou epos Dra asb my dank oor aan die hele span vir die wyse waarop die eis afgehandel is.
Hennie de Lange

Thank you so very much for your assistance and for getting me through this stressful process.
Duncan Hardie

Baie baie dankie vir al jou moeite, dit word waardeer.
Inge Brand

Thank you for your excellent service. You really helped stacks and have been nothing but awesome. So I truly appreciate things.
Charl Myburgh

Baie, baie dankie, Marianne, vir die goeie raad. Ek waardeer.
Sandra Snyman

For advice, more information or a free quote, contact us now!