Investing in your employees today guarantees the legacy of your business tomorrow! The best way to do this is by providing a comprehensive and value-adding basket of employee benefits.

Providing competitive employee benefits such as retirement savings schemes, medical aid, life insurance, funeral cover and disability benefits go a long way in helping you attract and retain the best talent in the market. Our highly skilled and experienced employee benefits team will provide expertly tailored solutions to suit your business and employee needs. We confidently guarantee positive retirement outcomes for your employees, comprehensive risk protection for all parties, and long-term strategic outcomes for your business.


Successful implementation of employee benefits

Partner with us to get relevant financial info and ongoing financial education

Most employers know that employee benefits provide staff with financial health and security. Yet the range and complexity of financial information can be overwhelming and challenging to interpret. By partnering with us, you can be assured the unique needs of your employees and business are being addressed. You and your employees would also receive relevant information and ongoing support to be able to make informed financial decisions. This comprehensive member education can help pave the way to financial freedom for your employees.

Meet our employee benefits team

Johan Olivier
Manager: Long-term Insurance and Compliance
T: 041 373 6914 | C: 078 801 9582
E: johan.olivier@overbergwrm.co.za

After 20 years in corporate management, Johan ventured into financial services.


In 2008, he joined Liberty Life as a financial advisor. With his corporate background, however, he has gravitated towards corporate financial advice with a focus on Employee Benefits.

Hailing from Port Elizabeth, Johan is married and has three children. He is a keen squash player and trail runner and has served on various club and sporting committees, including the Eastern Province Squash Committee.

Nicky Gouws
Nicky Gouws
Employee Benefits Advisor
T: 021 529 7040
E: nicky.gouws@overbergwrm.co.za

Nicky joined Overberg Wealth and Risk Management following a long career in servicing and supporting brokers.


She decided in 2023 to wear the shoe on the other foot and become a broker herself. She has extensive experience in setting up and servicing a variety of group benefits for employers and members.

Nicky is married with two teenage boys. She is a people’s person as evidenced by her extensive involvement in support services through her local church. A bit of Italian blood running through her veins underpins her passion and drive to provide service that goes above and beyond.

Zahir Anter
Employee Benefits Specialist
T: 021 529 7040 | C: 079 615 7484
E: zahir.anter@overbergwrm.co.za

Zahir was first introduced to financial services in 2009 as a candidate of the Old Mutual Development Program.


Soon thereafter, as Lion of Africa’s first Business Development Consultant for employee benefits, a decade-long career in corporate insurance began. Zahir serves on the board of the Kempston Investments Managed Plan, as well as the Overberg Wealth & Risk Management EE Committee. He is currently studying towards the Professional Principal Executive Officer qualification.

Zahir, a born and bred Capetonian, is married. He is an avid reader, a decent cook and lover of all things super-hero.

For advice, more information or a free quote, contact us now!